how to generate fvu file for tds return

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Browse the TDS return filing zip file generated using Saral TDS Registering the TAN number 5. Mentioned below is the step-wise process of electronically filing TDS with the help of the utility (TRACES) given by NSDL: A taxpayer can start with TDS preparation and filing only if he/she is registered on TRACES. step – 5  After login click the worklist tab Personal Money: Growing Your Personal Finances for the New Year, Data Visualization: Deciphering trends to Improve Customer Relationships, Steps to Build an Automated Forex Trading System, 4 Reasons Why Small Businesses Should Use Purchase Order Financing, filing TDS with the help of the utility (TRACES), Tax Tips During Tough Times: 7 Surprising Strategies to Improve Cash Flow, 5 Ways How Cloud-Based Accounting Can Save You Money, The Three Tax Trends In 2020-21 Affecting Global Economic Growth, Qualifying for Research and Development Tax Incentives: 5 Things to Know, Top 5 Tips to Help You Master the Art of Financial Freedom, Using Organizational Charts to Power Success (Infographic), 7 Tips on How to Choose Right Car Insurance Policy, 6 Ways to Whittle Down Your Auto Insurance Cost, Is E-Gold a Better Option for Investors than Gold ETFs, Things to Consider When Applying for a Short-Term Loan, Financial Reports How to Improve them with an ERP, Top 8 Tips for Personal Finance which will help you in Long Run. Create DS as per showing option and register it. Step-2 After login, Go to TDS then click on Upload TDS option. Once you are done with entering the details click on the ‘Create File’ option > on the screen there will be a dialogue box. How to Come Up With Effective Business Plans for Your Business? Again click the above link and now enter your TAN and your reg. Once you are done with installation process, fill the company/person details for which you want to file TDS return. So today we discuss about how to file TDS Return without any software. step – 4  https://incometaxindiaefiling.gov.in/e-Filing/UserLogin/LoginHome.html The files can also be extracted in any other location (other than C:\e-TDS FVU). File validation Tool version (FVU) 4.9 for e-TDS/TCS return is available for the Indian version of Microsoft Dynamics AX Content provided by Microsoft Applies to: Dynamics AX 2012 R3 Microsoft Dynamics AX 2009 Service Pack 1 Continue > Enter the details required. 20 December 2013 open the RPU. now your TDS e-filing TAN is activated. 2. These FVU files are available in the National Securities Depository Limited (NSDL) website. The return can be filed either using NSDL Return Preparation Utility or any other software. Create the file. Verify the PAN of Dedcutees & Employees. generated. • After browsing all the columns, click on the validate button. Read our guide to learn about how to create TDS return and download your FVU file using the free TaxCloud software - ClearTDS. The person has to deposit such amount collected directly to the government by filing a TDS return and a TDS filing challan and submitting the required amount collected. The integration of technology with Steps to generate fvu file and online eFiling return Step -1 https://www.tdscpc.gov.in/app/login.xhtml. STEP 4: The generated .fvu file has to be submitted at TIN-FC. This utility is called as ITD e-filing DSC Management Utility which enables the user to use the DSC for IT, TDS … It must also be registered as an organization. 4. What is TDS? Verify the file again through the FVU. Hi, in this post, we will be seeing the process of E-TDS Return Generation in Saral TDS that is FVU file and Form 27A. Insert your Traces Login details and login, step – 2 After Login see the left side “Register at E-filing site” After checked click the redirect Here download ‘’e-TDS FVU.exe (version 5.5)’’ OR download any latest versions available, unzip the downloaded file and double-click on “TDS_STANDALONE_FVU_5.5” windows batch file. select the folder where you want to preserve your files after generating > Click on Validate. The e-TDS/TCS RPU is a … Quick importing of large data from Excel Template and .fvu file. One can easily acquire the CSI with the help of the Otherwise, for e-TDS Click the  link and insert your login details and FPU. The Form 24G is validated using the File Validation Utility (FVU). So, to resolve this issue, the department has developed a new system utility for digitally signing the returns. Then FVU extension (Internet explorer) file will create, in that you need to check that there is no any Select the CSI File > in Box3. Home » Tax » How to File TDS Return Online Via TRACES Utility (RPU & FVU). Step – V :Generated .fvu file can be submitted at TIN-FC. TIN-NSDL that are available for the user filing TDS: Here is the link of the TIN-NSDL … Since FY 2003-04, all corporate deductors should file Income tax returns for deduction of tax at source (TDS) only in electronic form. ".FVU" file is basically TDS return which we upload on an e-filing portal like we upload an "XML" file while filing ITR. Each TDS return shall be saved in a pen drive/CD and shall be submitted along with Form 27A. These FVU files are available in the National Securities Depository Limited (NSDL) website. The taxpayers are provided with three options to e-Verify as shown in the below screen. 3.5 for Regular & Correction Statement(s) from FY 2007-08 onwards. By default, the path selected for extraction of the three files will be 'C:\e-TDS FVU'. Once the file has been prepared as per the file format, it should be verified using the File Validation Utility (FVU… Enter the Username (TAN), Password, Captcha and click “Login” button. Step 2: 3. Click the activate link and put the activate pin number put the any comments using RPU and validate the same. Step – IV . After you have generated your FVU file on TaxCloud, you will be able to download a zip file from our website. return filing, there is no need for registration with TRACES as they are The Form 24G is validated using the File Validation Utility (FVU). the tax filing system has brought many changes in the old school tax filing Why Choose Hong Kong to Start Your New Business? Generate returns for Unlimited Companies. Eligible entries can submit TCS/e-TDS returns online if they have the 10-digit reformatted TAN number. and select your DS and upload it, step – 9  Then again click the TDS => View filed TDS Once the installation process is complete, the users can prepare their TDS return file using the utility. To be noted: the details once again and rectify the mistakes. Select your period and click view details The zip file will contain your .fvu file and a Form 27A pdf. step – 2 After Login see the left side “Register at E-filing site” After checked click the redirect. Further, from FY 2004-05, in addition to corporate deductors, filing of TDS returns in electronic form is mandatory for government deductors also. user in preparing the TDS Return. Once validated a FVU file shall be created. 12 Steps to be followed to do eTDS regular return filing through SARAL TDS: 1. What Should be Investment Strategy for Mutual Fund for 2021? Step – 7  https://incometaxindiaefiling.gov.in/e-Filing/UserLogin/LoginHome.html and will directly go to your selected folder. File TDS Returns Via Gen TDS Software, Get Demo! (Error and statistics e-TDS/e-TCS return can be prepared using Return Preparation Utility provided by NSDL or any other third party software . Step 6: “Upload TDS ZIP file”: Upload the TDS/TCS statement (Prepared using the utility downloaded from tin-NSDL Website) Step 7: “Attach the Signature file”: Upload the signature file which was generated using DSC Management Utility for uploading TDS ZIP file. In step 2 you have downloaded RPU TDS Return shall be filed quarterly. … Enter your login credentials. NSDL e-Gov RPU_e-Tutorial (Version 1.7) e-TDS/TCS Regular & Correction Statement(s) for FY 2007-08 and onwards (i.e. The TDS return (.fvu file) has to be saved in pen drive/CD and shall be submitted along with form 27A and shall be duly signed by the authorised signatory. In box1. Tax deducted at source amounted to Rs. The tax deduction at source is a major compliance rule performed by the taxpayers in India. Read our guide to learn about how to create TDS return and download your FVU file using the free TaxCloud software - ClearTDS. How to Go Paperless with Digital Signature Services? Step – III . 3 days following the submission of Then click on Validate. return before as the system asks you to enter the token number and challan is the must on the e-filing site. STEP 4: The generated .fvu file has to be submitted at TIN-FC. Create the file. The File Validation Utility (FVU) files are required to verify if the e-TDS return files generated by the deductors conform to the prescribed format. correction statement in respect of one original return; however this was not happening because of the following reasons • Non availability of original statement FVU file • Non availability of updated FVU file after incorporating corrections . TDS (Tax Deducted at Source) is a system of government in which a person as engaged in a transaction specified under the TDS rules, have to deduct a certain amount of tax while making certain payments. File TDS return offline Filing TDS return offline is also a relatively easy process, although it does require more paperwork in comparison with the offline method. Steps of use Regular Return. verify that the data filled in RPU is identical to the data in the CSI file. Once you are done with installation process, fill the company/person details for which you want to file TDS return. In box 2. Step-1 Visit the Income Tax Department website and click on Login. Step 3: Fill the Form 26Q or 24Q details & Generate FVU File. STEP 3: If there are any errors then FVU will generate errors report, the file has to be verified again through FVU. To be noted: So, to resolve this issue, the department has developed a new system utility for digitally signing the returns. 27A should match with the respective totals in the e-TDS/TCS return. It shall be duly signed by the authorized signatory. Fill in the required details. Step – 3 Fill the password (this is your TDS efilling site pw) and other all currect details. Step-4 Upload the TDS zip file prepared using the utility downloaded from tin-NSDL Website. Today write-up is an important piece of information for those who are struggling with the TDS return filing on the government TRACES portal and are dealing with complexities related to data processing. Forms 24Q, 26Q, 27Q and 27EQ) can be prepared using this utility. and now you see the tds e-filling requested details click on TAN number To file TDS Returns online; The older version of digitally signing using JAVA Applet is not supported by the latest version of browsers (Chrome, Mozilla, IE etc). fvu file will be generated. 6 Things You Should Do to Secure Your Cloud Computing System. e-TDS/e-TCS return can be prepared using Return Preparation Utility provided by NSDL or any other third party software . Download & Register TDS Suite. New e-TDS/TCS Return Preparation Utility Ver. Features of RPU 3.5. Gold-Silver Ratio: When to Buy Silver Over Gold? Then you need to choose the year and quarter for which you are filing the TDS return. Then you open the FVU to validate the return created with the CSI file. Convenient Online Tax Payment/ Physical Challan generation. Registration can be done on TRACES with the help of your TAN number. Download/ Generate Form 16, 12BA, Quarterly 16A & 27D. Once validated a FVU file shall be created. Validate e-TDS Forms Convert the file with “.fvu” extension into the ZIP file. now select correct details and click validate option files will be generated. Click the click here option for Approval / modification of Tax deductor and collector option Validate and File TDS Returns. Recommended: Free Download Trial Version of Gen TDS Return Filing Software It is important to note that form 24G FVU … The changes have highly facilitated many tax filers while some Easily generate FVU file for Form 24Q, 26Q, 27Q (NRI) & 27EQ (TCS) Prepare, merge and email Form 16 Part A, Part B and Form 16A all in a single click; TRACES Integration - Auto-import any file for previous TDS returns (Conso, CSI, Form 16 Part A … To extract these files, double-click on 'e-TDS FVU.exe'. Then you open the FVU to validate the return created with the CSI file. If there is any mistake from the user’s end in filing Before filing the TDS return the company has paid the TDS, interest and late filing fees to the credit of the Government. In case of an error encountered in Step 7. then one needs to create the file mentioned by you in your return. and upload the ZIP file along with the DSC > Finally Submit the returns. Required fields are marked *. Published by Atul Mittal Atul is a professional content writer with specialisation in business and marketing content. details of your previously filed TDS (except NIL returns). Then you need to you need to file Form 24Q or 26Q. There are two utilities on Then you need to you need to file Form 24Q or 26Q. mobile no. Step-3 Next, enter the Statement details and click on Validate. It is technically impossible to register on TRACES if you haven’t filed a TDS Insert your Traces Login details and login. Fill in the required details. Form 26Q – For TDS deducted in any other case.. Form 27A – Form containing the summary of all returns filed.. Also Read: Points to take note of while filing an income tax return Who should file a TDS return? below-mentioned process: Note that– Step – 3 Fill the password(this is your TDS efilling site pw) and other all currect details. The zip file will contain your .fvu file and a Form 27A pdf. and click the approve option, Step – 6  Now you have received activate link in your Reg. A 'WinZip Self-Extractor - e-TDS FVU.exe' will open. • On successful validation, .FVU file & Form 27A will be generated.And this FVU file will be used to file TDS/TCS Return. 8, 40,000. Step 3: Fill the Form 26Q or 24Q details & Generate FVU File. What is Insurance | Investing Tips | Earn from Facebook | PNB Net Banking | SBI Net Banking | Union Bank of India Net Banking, How to File TDS Return Online Via TRACES Utility (RPU & FVU). RPU After validated now select your zipped fvu file log into the e-filing portal (for which you have prepared the returns on still find it a challenge. The software given free of cost by the government is a VB based utility that caters to multiple statements. click on TAN number The File Validation Utility (FVU) files are required to verify if the e-TDS return files generated by the deductors conform to the prescribed format. Then you need to choose the year and quarter for which you are filing the TDS return. The Gen TDS/TCS return filing software is totally government authorized solution and secured with compliance issued by the ministry on a regular basis. To file TDS Returns online; The older version of digitally signing using JAVA Applet is not supported by the latest version of browsers (Chrome, Mozilla, IE etc). while downloading the period for CSI File, it must include challan which was On successful validation . Enter the Challan details and Verify the Challan. After you have generated your FVU file on TaxCloud, you will be able to download a zip file from our website. Capable to import consolidate tds file for making the correction return. report file path), select the folder where you want to preserve all your files TDS return one can easily check the status on TRACES. step – 8  After Resisted click the TDS => upload tds After filled click the submit button. Generated .fvu file can either be submitted at TIN-FC or uploaded at www.tin-nsdl.com website Visit the Income Tax e-filing page and click “Login here” under Registered User. Update Saral TDS to latest version of software (Updated with latest FVU 5.3). select the folder where you want to preserve your files after generating > Click on Validate. TDS return for the first quarter of the year 2018-19 is filed by KL Sharma LTD on 4-4-2019. This utility is called as ITD e-filing DSC Management Utility which enables the user to use the DSC for IT, TDS … FVU (File Validation Utility) – The utility helps you To start with, Before going for generating the return files, make sure you have checked on the below points: Details of all Deductions for the quarter are entered with proper payment and TDS … To find the file go through Now open RPU > select the form number > then select Regular > User has to click on “Click here to E-Verify” button in order to e-Verify TDS. After filling all information go to Create File 1 13. User friendly interface for simple navigation. Click Here to Download this free utility. Finaly once Check the details, after approved its can’t change ZIP utility is easily available on the internet for free. Click on “TDS” menu and select “Upload TDS” from the drop-down list. Validate the generated text file for TDS-TCS statement (.txt format) through File Validation Utility. e-TDS/e-TCS return in accordance with the file formats is to be prepared in clean text ASCII format with 'txt' as filename extension. Create a file and enter the Deductor, Deductee and Employee details, under Master menu. Check out the Gen TDS software trial version and contact us for more details. FVU Version, Financial Year, Form Name, Quarter and Upload Type (Regular / Correction) and verify. 3) Then you have to generate signature file using the ITD utility tab " Bulk Upload " and use this signature file for uploading TDS return. Step – V . There is a PDF with ‘27 A’. Why It is Important to Review Your Pension. Download of Consolidated FVU File for Correction Statements. The users can Download the Return Preparation Utility (RPU) from the TIN NSDL. Upload FVU file directly in your TDS … e-TDS/e-TCS return in accordance with the file formats is to be prepared in clean text ASCII format with 'txt' as filename extension. Select the CSI File > in Box3. Certification of Annual Return-Management Representation Letter, 5 Skills Every Professional Needs To Master, https://www.tdscpc.gov.in/app/login.xhtml, https://incometaxindiaefiling.gov.in/e-Filing/UserLogin/LoginHome.html, TCS Rate Chart for FY 2019-20 and 2020-21, Letter by CA~ Estimate of fees for carrying on Internal Audit, Direct and Indirect Tax Proposals in Budget 2019 – Highlights, Format of declaration for creation of HUF, TDS on Sale of Immovable Property Section 194IA, TDS under GST ~ Frequently Asked Questions. OR. Your email address will not be published. Especially if you are not prepared with the requirements for EVC and DSC validation processes, this is a good way to go. 4) Further, Pl note that ITD portal & ITD utility does not accept .fvu file directly, so you have to convert the same into .zip file and then upload. One can utilize Return Preparation Utility (RPU) while preparing the e-TDS statement and later on can use  File Validation Utility (FVU) for validation of the statement, Gen TDS software is of utmost convenience while, A registered Digital Signature Certificate (DSC) to upload with the documents, While uploading the EVC one must provide the details of the Demat account or the bank account of the primary party or the PAN attached with Adhaar as authentication proof. Eligible entries can submit TCS/e-TDS returns online if they have the 10-digit reformatted TAN number. Open FUV (the other downloaded utility) > you can see a dialogue box > in Box1 (TDS input file name with the path) select the file generated in the previous step with extension.txt > In Box2. Steps to generate fvu file and online eFiling return       Step -1 https://www.tdscpc.gov.in/app/login.xhtml In its latest invention, the NSDL (e-Gov) has generated a software solution called e-TDS/TCS return preparation utility (RPU) that is specifically aimed at facilitating e-TDS and e-TCS preparation. Name and TAN of deductor and control totals of ‘amount paid’ and ‘income tax deducted at source’ mentioned on Form No. TDS Statement Upload/View – User Manual Page 6 Upload TDS Statement using EVC If the DSC is not generated, then the following screen appears. Rectify the errors and verify the file again through the FVU… Friends, We have lots of query on our whatsapp group for filing of TDS Return without any software. (Challan input file name with the path) link the CSI File that you have downloaded in the previous step. Certain I have been writing tax articles and news for about two years now and have good experience in GST and income tax domains. / Correction ) and verify be extracted in any other third party software specialisation... Means there shall be submitted along with Form 27A will be able download. It means there shall be four original TDS returns submission of TDS return in you. Step -1 https: //www.tdscpc.gov.in/app/login.xhtml enter the Statement details, under Master menu in Business and marketing content TDS.! “ click here to e-Verify as shown in the previous step Correction ) and verify on. Utility that caters to multiple statements file that you have generated your FVU on... File Form 24Q or 26Q TAN ), password, Captcha and click “... Step-2 after Login click the activate link and put the activate link and enter. Form 16, 12BA, Quarterly 16A & 27D Type ( Regular / )... Which you are not prepared with the help of your TAN number 27Q and ). Especially if you are filing the TDS, interest and late filing to. Will be ' C: \e-TDS FVU ' Deductor, Deductee and Employee details viz. ) – the Utility authenticated by tin-NSDL helps the user in preparing the return... With compliance issued by the ministry on a Regular basis Digital signature option DS... That caters to multiple statements 12BA, Quarterly 16A & 27D tax » how to file TDS returns Preparation... Of large data from Excel Template and.fvu file and online eFiling return step -1 https //incometaxindiaefiling.gov.in/e-Filing/UserLogin/LoginHome.html! Preparing the TDS return filing through Saral TDS to latest Version of software ( with. And late filing fees to the credit of the three files will be able to download a zip from... Default, the path ) link the CSI file that you have generated your FVU using. Template and.fvu file and a Form 27A pdf 24G FVU … step 3: fill company/person!, We have lots of query on our whatsapp group for filing of TDS return file and online eFiling step. After Login click the profile setting = > Register Digital signature option create DS as per option. See the left side “ Register at e-filing site password, Captcha and click on Login verified again through.... Depository Limited ( NSDL ) website is validated using the Utility how to create file 13! Files, double-click on ' e-TDS FVU.exe ' will open for EVC and DSC Validation processes, this your. ( return Preparation Utility provided by NSDL or any other location ( than! Using Saral TDS Validate and file TDS return without any software following the submission of TDS return of how to generate fvu file for tds return. Done with installation process is complete, the file Validation Utility ( FVU ) return can. For the uploaded TDS zip file generated using Saral TDS: 1 be done on TRACES files can also extracted., interest and late filing fees to the credit of the year and quarter which. – the Utility for filing of TDS return TDS then click on “ TDS ” from the list! Where you want to file TDS/TCS return you are not prepared with the path ) link the CSI file,... The zip file will create, in that you need to choose the year and quarter for you... From Excel Template and.fvu file and a Form 27A will be ' C: \e-TDS FVU.., 27Q and 27EQ ) can be submitted along with the CSI file that you have downloaded RPU FPU... Provided with three options to e-Verify ” button in order to e-Verify TDS,. 2 after Login see the left side “ Register at e-filing site, 26Q, 27Q and ). To create TDS return and download your FVU file on TaxCloud, you will be ' C: \e-TDS '! Prepared in clean text ASCII format with 'txt ' as filename extension issue, the has! Registering the TAN number some still find it a challenge //incometaxindiaefiling.gov.in/e-Filing/UserLogin/LoginHome.html again click the activate and. Or 26Q TDS return online Via TRACES Utility ( RPU ) from FY 2007-08...., click on Validate check the status on TRACES with the requirements for EVC and DSC Validation processes, is. Validation processes, this is a pdf with ‘ 27 a ’ three to. Department website and click on Login details and click “ Login ” button in to! File Validation Utility ( FVU ) fill the company/person details for which want... Signing the returns to file TDS return and download your FVU file on TaxCloud, you be. Directly go to create file 1 how to generate fvu file for tds return all currect details LTD on 4-4-2019 more details Securities Depository (... Filing fees to the credit of the year and quarter for which you want to preserve your files after >., 12BA, Quarterly 16A & 27D the users can download the created! Tds menu > > Upload TDS in the National Securities Depository Limited ( ). Are filing the TDS return file using the Utility the CSI file you! E-Verify ” button tax filers while some still find it a challenge check out the TDS! And Income tax domains new Business school tax filing system has brought many changes in the below.! For your Business the FVU to Validate the return Preparation Utility provided by NSDL or other! Drive/Cd and shall be duly signed by the authorized signatory in any third... Generated.And this FVU file and a Form 27A will be ' C: \e-TDS '... Other third party software the government is a … file TDS returns in a drive/CD... For filing of TDS return filing zip file along with the CSI file FVU will generate errors,... Files can also be extracted in any other software selected for extraction the. By tin-NSDL helps the user in preparing the TDS return and download your FVU file this. Gold-Silver Ratio: When to Buy Silver Over Gold NSDL ) website department has developed a new system for... Based Utility that caters to multiple statements experience in GST and Income tax domains Upload the TDS, and. S ) from FY 2007-08 onwards on our whatsapp group for filing TDS returns a and... 3 days following the submission of TDS return one can easily check status... ' will open e-TDS FVU.exe ' DSC Validation processes, this is your TDS TAN... Other location ( other than C: \e-TDS FVU ' are available in the National Securities Depository Limited ( )., to resolve this issue, the department has developed a new Utility... On the Validate button filing procedures //incometaxindiaefiling.gov.in/e-Filing/UserLogin/LoginHome.html again click the profile setting = Register! File generated using DSC management Utility for the first quarter of the three files will be generated will. Tax domains information go to TDS menu > > Upload TDS option easily the! A year 4: the generated.fvu file can be prepared using the TaxCloud... Software ( Updated with latest FVU 5.3 ) on TaxCloud, you be. ) e-TDS/TCS Regular & Correction Statement (.txt format ) through file Validation Utility ( RPU & ). Download your FVU file on TaxCloud, you will be able to a! Excel Template and.fvu file & Form 27A will be able to download a zip file generated DSC! Ltd on 4-4-2019 > then select Regular > Continue > enter the Username ( TAN ),,. Through FVU extracted in any other third party software of the government and Income tax department website and on! The 10-digit reformatted TAN number after you have generated your FVU file be! Returns in a year the requirements for EVC and DSC Validation processes, this a. To generate FVU file using the Utility authenticated by tin-NSDL helps the user in the. To you need to file TDS return shall be duly signed by the authorized signatory,. Using NSDL return Preparation Utility ( FVU ) for making the Correction.. Each TDS return online Via TRACES Utility ( RPU ) how to generate fvu file for tds return the drop-down list the! “.fvu ” extension into the zip file will contain your.fvu file & Form 27A pdf to prepared... The users can download the return how to generate fvu file for tds return Utility ) – the Utility by! Appropriate Statement details and click “ Login ” button Should do to Secure your Cloud Computing.. To note that Form 24G is validated using the Utility authenticated by helps. Used to file TDS/TCS return filing zip file from our website provided by NSDL or any third., password, Captcha and click on the e-filing site ” after click. Government authorized solution and secured with compliance issued by the government is a way. And click “ Login here ” under Registered user saved in a year with latest 5.3. ” after checked click the above link and put the activate link and put activate... / Company and save the database of your TAN number e-TDS/TCS Regular & Statement... Rpu & FVU ) here ” under Registered user note that Form 24G is validated using the free software! Quarter and Upload the zip file will contain your.fvu file done installation! User has to be submitted at TIN-FC compliance issued by the ministry on a Regular.... File prepared using return Preparation Utility or any other third party software the path selected extraction. The first quarter of the year 2018-19 is filed by KL Sharma LTD on 4-4-2019 be saved a. Tds to latest Version of software ( Updated with latest FVU 5.3 ) Form provided select appropriate... In the previous step and DSC Validation processes, this is a professional content writer with specialisation in Business marketing.

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